Buy A Home
Finding and buying a home is a challenging process for everyone. Mohousing is working to identify potential properties in Missouri that are accessible and functional for persons with disabilities. As the housing market for accessible housing grows, all persons with disabilities will have more options to find the home of their dreams.
MoHousing provides information and assistance in your journey to buy a home. See advantages and disadvantages of buying a home for important considerations to help you make an informed decision.
Please use the links below to find specific information about housing in Missouri. MoHousing does not endorse any of these sites, but rather provides them as a service to aid you as you customize your search.
How much must you earn to afford the rent? Use this calculator, provided by the National Low Income Housing Coalition, to determine your own personal Housing Wage, the wage you would need to earn in order to pay no more than 30% of your income on the rent- the accepted standard of affordability. You can figure it for the community in which you want to live.
Home Mortgage Calculator: One of the first steps in determining whether or not you can afford to purchase a home is to take into consideration all of the factors that determine your monthly mortgage payment. This site provides a simple home mortgage calculator.
A Home of Your Own Guide: A publication with a broad range of information provided by The National Home of Your Own Alliance.
SocialServe.com: This website provides an online housing locator, a customer service option, disaster relocation, special needs housing, as well as many other features.
Realtor.com: Realtor.com is a comprehensive listing of homes available for purchase. Homes are listed by location and provide pictures and descriptions of each property. A full listing of homes for sale in Missouri is available with contact information for realtors.
Rent or Buy Calculator: If you are trying to decide whether it is best for you to rent a home or purchase a home, this calculator can help you determine which is the best financial choice for you.
Hud.com - Buying a Home: Developed by the U.S. Department of Housing and Urban Development (HUD), this site provides information on a variety of topics regarding home ownership. It will take you step-by-step through all the considerations of home ownership from start to finish. Just a few of them include:
Home Ownership in Missouri: This site provides information about purchasing a home in Missouri.
Home Ownership Counseling Agencies in Missouri: This list of housing counseling agencies are approved by HUD.
Home Shopping Checklist: This checklist provides information to consider when searching for a home. It gives you a quick reference of important items to consider before buying a home.
Home Repair Programs for Missouri's Low Income Home Owners: This site lists programs designed to assist low income home owners in Missouri with home repairs.
Homes for sale: This site lists homes for sale in Missouri through HUD.
Missouri Department of Mental Health Housing Team: The mission of the Department of Mental Health's Housing Unit is to assist Missourians challenged by mental illnesses, substance abuse/addictions, and developmental disabilities in obtaining and maintaining safe, decent and affordable housing options that best meet their individual and family needs.
Creative Housing Solution: George Braddock is an expert in the field of specialized construction that provides personalized support for individuals with specialized behavioral, medical, and mobility needs. An author as well as consultant, Mr. Braddock's firm, Creative Housing Solutions, provides insight into this area of specialty constructions.
Housemate Compatibility Survey : This tool may help you determine whether your interests might be compatible with those of a housemate. Sharing expenses will often make quality housing affordable.