Renting A Home
For many individuals with disabilities, renting becomes the option of choice.
There are many factors to consider about the choice of renting. The
Advantages of Renting guidelines may help you with your decision.
Finding accessible and affordable rental housing can be difficult for people with disabilities. Without housing near jobs or appropriate transportation, qualified individuals with disabilities cannot benefit from employment and participate totally in their communities.
Please use the links below to find specific information on housing in Missouri. MoHousing does not endorse any of these sites, but rather provides them as a service to aid you as you customize your search.
For further assistance regarding home rentals, feel free to contact us through the contact us page at mohousing.com or call us toll free at 1-855-444-5100.
Home rental topics include:
How much must you earn to afford the rent? The accepted standard of affordability, your own personal housing wage, is the wage you would need to earn in order to pay no more than 30% of your income on rent. Rent Calculators can give you valuable information about the rent
HUD rental assistance: This site will guide you through the rental assistance provided by HUD. Topics include helping individuals obtain reduced rental housing, low rent public housing, and voucher programs for rental assistance.
TAC Resource Center for Supportive Housing: This site provides a variety of information on integrated supportive housing.
Housing Choice Voucher Program: This is the federal government's major program for assisting very low-income families, the elderly, and the disabled to obtain decent, safe, and sanitary housing. It includes single-family homes, townhouses and apartments. This site includes an explanation of the vouchers, how to apply for vouchers, eligibility, information on waiting lists, rent subsidies, and more.
Emergency Housing Vouchers: A How-To Guide for Public Housing Agencies Now Available - HUD Exchange The U.S. Department of Housing and Urban Development’s (HUD) Emergency Housing Voucher (EHV) program is a new housing voucher program funded by the American Rescue Plan Act.1 Through EHV, HUD is providing 70,000 housing choice vouchers to local Public Housing Authorities (PHAs) in order to assist individuals and families who are:
• Homeless
• At risk of homelessness
• Fleeing, or attempting to flee, domestic violence, dating violence, sexual assault, stalking, or human trafficking
• Were recently homeless or have a high risk of housing instability.
Housing Collaborative (Formerly Social Serve): This website provides an online housing locator, a customer service option, disaster relocation, special needs housing, as well as many other features. An Affordable Housing Locator can be found on this website as well. This link can be used to find any rental properties available around the state. If you are looking for properties in the southwest region of Missouri, The Community Partnership of the Ozarks has developed a link that is associated with Housing Collaborative. Rental opportunities in that area can be found at OZK | Find Rental Properties in Missouri (myhousingsearch.com).
A search for identified affordable rental and special needs properties available throughout Missouri can also be found at these sites:
The MHDC Affordable Housing Locator allows you to search for housing by zip code. Finding affordable, accessible, quality housing is a challenge. This is an excellent starting point in the search for a place to live that meets your needs. Missouri Housing Development Commission (MHDC) is dedicated to strengthening communities and the lives of Missourians through the financing, development, and preservation of affordable housing. One of the approved MHDC future properties is featured in this article - Jordan's Place offers hope for housing: housing development coming to Marshfield for adults with disabilities and seniors | Marshfield Mail
USDA-Rural Development Multi-Family Housing provides information for areas around the state where low-income housing is available. The USDA provides project-based Rental Assistance for over 250,000 apartment units throughout the nation. Tenants receiving Rental Assistance pay no more than 30% of their adjusted income for rent. Eligibility is determined by income standards set at the state and county level.
What is the difference between HUD housing and Section 8?
The Section 8 program provides rental subsidies to low-income families, while the HUD housing program provides government-owned homes to low-income families at discounted rental rates. Locate your local Public Housing Authority for additional information about available housing options.
GoSection8.com: is the largest rental listing service for Section 8 housing program tenants, landlords, and public housing agencies in the United States. This site provides free information about all housing options under the Federal Government’s Section 8 Housing Voucher Program in Missouri.
FEMA Housing Portal - This site will assist you in locating affordable rental housing in case of an emergency.
Valuable Tools for Renters:
MoHousing Income & Expense Worksheet: When determining how much you can afford to spend on housing, it is wise to look at monthly income in relationship to your monthly expenses.
This tool can give you a visual picture of your financial situation as it pertains to housing affordability. This latest revision includes a pie chart that is located below the income and expense section. The chart will not appear until figures are entered into the expense section of the worksheet. Another addition is a calculation next to the income/expense totals to show the percentage of income used for housing only and a second calculation showing the percentage of income used for housing and utilities combined. This changes as numbers are entered.
Use the worksheet above to figure your income and expenses. We have also included a Sample Monthly Income and Expense Worksheet with Pie Chart which has been completed as an illustration of how this tool might appear after data has been entered.
Understanding A Lease: A lease is an agreement between you and your landlord. Once you have found an apartment or home to rent, it is important that you understand what is involved in a lease. This explanation, provided by United Way, is a basic list of what should be understood before you sign a lease. You should always keep a copy of your lease. There may be other factors to consider, and you should make sure you understand everything about the lease before signing it. For a complete understanding of the laws concerning leases in our state go to the Missouri Attorney General's Landlord/Tenant Laws to find valuable information concerning the rights and responsibilities of both parties.
Housemate Compatibility Survey: To determine whether your interests might be compatible with those of a housemate. Sharing expenses will often make quality housing affordable.
There are many factors to consider about the choice of renting. The
Advantages of Renting guidelines may help you with your decision.
Finding accessible and affordable rental housing can be difficult for people with disabilities. Without housing near jobs or appropriate transportation, qualified individuals with disabilities cannot benefit from employment and participate totally in their communities.
Please use the links below to find specific information on housing in Missouri. MoHousing does not endorse any of these sites, but rather provides them as a service to aid you as you customize your search.
For further assistance regarding home rentals, feel free to contact us through the contact us page at mohousing.com or call us toll free at 1-855-444-5100.
Home rental topics include:
How much must you earn to afford the rent? The accepted standard of affordability, your own personal housing wage, is the wage you would need to earn in order to pay no more than 30% of your income on rent. Rent Calculators can give you valuable information about the rent
HUD rental assistance: This site will guide you through the rental assistance provided by HUD. Topics include helping individuals obtain reduced rental housing, low rent public housing, and voucher programs for rental assistance.
TAC Resource Center for Supportive Housing: This site provides a variety of information on integrated supportive housing.
Housing Choice Voucher Program: This is the federal government's major program for assisting very low-income families, the elderly, and the disabled to obtain decent, safe, and sanitary housing. It includes single-family homes, townhouses and apartments. This site includes an explanation of the vouchers, how to apply for vouchers, eligibility, information on waiting lists, rent subsidies, and more.
Emergency Housing Vouchers: A How-To Guide for Public Housing Agencies Now Available - HUD Exchange The U.S. Department of Housing and Urban Development’s (HUD) Emergency Housing Voucher (EHV) program is a new housing voucher program funded by the American Rescue Plan Act.1 Through EHV, HUD is providing 70,000 housing choice vouchers to local Public Housing Authorities (PHAs) in order to assist individuals and families who are:
• Homeless
• At risk of homelessness
• Fleeing, or attempting to flee, domestic violence, dating violence, sexual assault, stalking, or human trafficking
• Were recently homeless or have a high risk of housing instability.
Housing Collaborative (Formerly Social Serve): This website provides an online housing locator, a customer service option, disaster relocation, special needs housing, as well as many other features. An Affordable Housing Locator can be found on this website as well. This link can be used to find any rental properties available around the state. If you are looking for properties in the southwest region of Missouri, The Community Partnership of the Ozarks has developed a link that is associated with Housing Collaborative. Rental opportunities in that area can be found at OZK | Find Rental Properties in Missouri (myhousingsearch.com).
A search for identified affordable rental and special needs properties available throughout Missouri can also be found at these sites:
The MHDC Affordable Housing Locator allows you to search for housing by zip code. Finding affordable, accessible, quality housing is a challenge. This is an excellent starting point in the search for a place to live that meets your needs. Missouri Housing Development Commission (MHDC) is dedicated to strengthening communities and the lives of Missourians through the financing, development, and preservation of affordable housing. One of the approved MHDC future properties is featured in this article - Jordan's Place offers hope for housing: housing development coming to Marshfield for adults with disabilities and seniors | Marshfield Mail
USDA-Rural Development Multi-Family Housing provides information for areas around the state where low-income housing is available. The USDA provides project-based Rental Assistance for over 250,000 apartment units throughout the nation. Tenants receiving Rental Assistance pay no more than 30% of their adjusted income for rent. Eligibility is determined by income standards set at the state and county level.
What is the difference between HUD housing and Section 8?
The Section 8 program provides rental subsidies to low-income families, while the HUD housing program provides government-owned homes to low-income families at discounted rental rates. Locate your local Public Housing Authority for additional information about available housing options.
GoSection8.com: is the largest rental listing service for Section 8 housing program tenants, landlords, and public housing agencies in the United States. This site provides free information about all housing options under the Federal Government’s Section 8 Housing Voucher Program in Missouri.
FEMA Housing Portal - This site will assist you in locating affordable rental housing in case of an emergency.
Valuable Tools for Renters:
MoHousing Income & Expense Worksheet: When determining how much you can afford to spend on housing, it is wise to look at monthly income in relationship to your monthly expenses.
This tool can give you a visual picture of your financial situation as it pertains to housing affordability. This latest revision includes a pie chart that is located below the income and expense section. The chart will not appear until figures are entered into the expense section of the worksheet. Another addition is a calculation next to the income/expense totals to show the percentage of income used for housing only and a second calculation showing the percentage of income used for housing and utilities combined. This changes as numbers are entered.
Use the worksheet above to figure your income and expenses. We have also included a Sample Monthly Income and Expense Worksheet with Pie Chart which has been completed as an illustration of how this tool might appear after data has been entered.
Understanding A Lease: A lease is an agreement between you and your landlord. Once you have found an apartment or home to rent, it is important that you understand what is involved in a lease. This explanation, provided by United Way, is a basic list of what should be understood before you sign a lease. You should always keep a copy of your lease. There may be other factors to consider, and you should make sure you understand everything about the lease before signing it. For a complete understanding of the laws concerning leases in our state go to the Missouri Attorney General's Landlord/Tenant Laws to find valuable information concerning the rights and responsibilities of both parties.
Housemate Compatibility Survey: To determine whether your interests might be compatible with those of a housemate. Sharing expenses will often make quality housing affordable.